Are you wiring earnest money from Canada or anywhere outside the USA to open escrow on real estate?
Add the international transfer fee and ask the bank if there’s any other fees to be added. For transfers from Canada, the fee we have seen is $10.00.
Your banker may not tell you this and you’ll be short on the needed money. This means that you will then need to wire or send the short fall. Worst case – this can cause you to be in default and the contract could be cancelled.